Loan application can be submitted by all Kosovar citizens or people, who have long-term residence permit, and are at least 18 years old.
We offer loan amounts from 100 to 500 Euro for new clients and 100 to 1.000 Euro for repeated clients.
Yearly interest rate is 10.0-15.0% and is calculated on a basis of residual value. Loan period is up to 8 months for new clients and up to 12 months for the repeated clients.
The application fee is the cost of the financial service for loan which includes "application analysis, application check and disbursement of the loan" and for regular communications through various channels with clients.
Usually application is answered within 1 hour (working hour).
Loan agreement could be issued only on a base of personal identification document and by verifying your salary.
Loan application could be submitted in Iute Credit office or on our website. Loan assignment should be done at IuteCredit office.
IuteCredit offices location and their working hours could be found here.
The loan can be obtained at the Post Office of Kosovo immediately after signing the agreement or by transferring into your bank account, usually within the same day.
Loan repayments could be done in Posta e Kosoves offices or in one of the bank account of IuteCredit: NLB - 1701001012985085 BKT - 1901000016031104 TEB - 2020000141996920
Yes, with IuteCredit you can pause the loan for short term period. Please contact us to get full information about this possibility for your particular case.
Yes, loan could be closed before the appointed time. Please contact us to get full information about this possibility for your particular case.
If repayment is not done on time, we will at first remind you about it. Repayment delay entails additional costs, so penalties are applied for them. If you have long term problems with payments, please contact us to find most suitable solution.
Yes, IuteCredit is issuing loans for goods purchase in our partner shops. List of IuteCredit partner shops could be found here.